Model your path to financial independence with the precision it deserves. Stress-test multiple retirement scenarios side-by-side and see exactly where the numbers lead.
Enter current balances across taxable, 401(k), Roth, HSA, and 529 accounts — separately for each person.
Create up to 5 scenarios. Dial in retirement ages, return rates, spending targets, and one-off events.
Charts and milestone tables show portfolio growth, safe-withdrawal capacity, and exact breakeven ages.
Generic retirement calculators smooth over the complexities of real life. EndpointFI models them explicitly.
Model each partner retiring independently — mix early retirement with a longer working spouse.
Plug in price, down payment, mortgage terms, property tax, and insurance. See the full cash-flow hit.
Add bounded costs — college tuition, a sabbatical, eldercare — with precise start and end years.
Model an inheritance, business sale, or vested RSUs landing in a specific year.
Run projections in real or nominal dollars. See how purchasing power erodes your runway.
Year-by-year view of gross income, taxes, spending, and portfolio draw — no black boxes.
Stop guessing. Build a model that accounts for your actual life — then run every scenario until you find the one that works.
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